1. Acceptance of Terms

These terms and conditions (“Terms and Conditions”) govern your access and use of this website. Please read them carefully. By accessing this website, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you do not agree to any of them, please close this page and exit the website immediately.

2. Accuracy and Reliance on Information

The information contained on this site is published in good faith; however, no representation or warranty, express or implied, is made by EthicalFin Limited (referred to as “EthicalFin”) as to its accuracy, completeness, or reliability. The information provided should not be relied upon as a basis for financial, investment, or other decisions.

EthicalFin assumes no obligation to update or amend the content of this website. Accordingly, you should not rely on any of the information as being accurate, complete, or up to date. It is your responsibility to exercise due diligence, independent skill, and judgment before making any investment or financial decision.

3. Restrictions Based on Jurisdiction

The information contained on this website is not intended for distribution to, or use by, any person in any jurisdictionwhere such distribution or use would contravene any applicable laws or regulations.

If it is prohibited to make this information available to you (due to your residency, nationality, or other factors), or if viewing it would result in any legal or regulatory violation in your jurisdiction, you must not access or use this website.

Before proceeding, you must ensure that accessing this website does not breach any applicable laws or regulations in your jurisdiction.

4. Intellectual Property Rights

The content of this website is the property of EthicalFin and is protected by copyright and other intellectual property laws. No part of this website may be redistributed, copied, or reproduced in any form without prior written consent from EthicalFin.

5. No Investment, Legal, or Tax Advice

The information on this website does not constitute:

1. Investment advice or a recommendation to buy or sell any financial instrument.
2. An offer or solicitation to acquire or dispose of securities or other financial products.
3. Legal, tax, or financial advice.

There are inherent risks in trading and investing, including the risk of losing more than the original investment. The opportunity for profit carries a corresponding risk of loss. Past performance is not indicative of future results.

Anyone considering an investment in products mentioned on this website should ensure that the investment is suitable for their circumstances, risk tolerance, and regulatory framework. You should consult a qualified financial advisor before making any investment decision. EthicalFin does not provide legal or tax advice, and you are encouraged to consult your own lawyer, accountant, or professional advisor before making any financial decision.

6. Modifications to Terms

EthicalFin reserves the right to change, modify, add, or remove any part of these Terms and Conditions at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of this website following any changes constitutes acceptance of the updated Terms.

7. Limitation of Liability

• EthicalFin does not warrant that this website will be uninterrupted, error-free, or free from viruses or harmful code.
• Your use of this website is at your sole risk, and EthicalFin disclaims liability for any direct, indirect, special, consequential, or incidental damages arising from your use or inability to use this website.
• EthicalFin assumes no responsibility for the content of third-party websites linked from this site. The provision of such links does not constitute an endorsement or recommendation, and EthicalFin is not responsible for the accuracy, legality, or reliability of third-party sites.

8. Governing Law and Jurisdiction

If any provision of these Terms and Conditions is held to be invalid or unenforceable, that provision shall be severed, and the remaining Terms shall continue in full force and effect.

These Terms and Conditions shall be governed by and construed in accordance with the laws of England, without regard to conflict of law principles. The courts of England shall have exclusive jurisdiction over any disputes arising from these Terms and Conditions.

FCA notice

EthicalFin Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Register No. 517378.

The products and services provided by EthicalFin Limited are not available to, nor intended for, Retail Clients as defined by the FCA. EthicalFin Limited requires all investor members to be certified as either a high-net-worth individual under Article 48 or a self-certified sophisticated investor under Article 50A of The Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (FPO).

Investing in businesses carries significant risk. If a business you invest in fails, you could lose 100% of your investment. You should only invest money you can afford to lose.

The Financial Services Compensation Scheme (FSCS) does not protect against investment losses due to poor performance. You can check your FSCS protection status using the FSCS investment protection checker.

The Financial Ombudsman Service (FOS) does not cover complaints related to poor investment performance. However, if you have a complaint about the conduct of an FCA-regulated firm, the FOS may be able to assist. Learn more about FOS protection here.

Investors should be aware that investments made outside the United Kingdom may not be subject to UK regulatory protections or compensation schemes.

If you want to learn more about how to protect yourself, visit the FCA’s website here.